finsights

finsights
Customized insights, a question away.

A new and comfortable way to ask and learn about your spending behavior – powered by AI while keeping your data safe.

Understand your habits better

Simply ask your question about your spending from your sofa, and finsights will take care of the rest. You thought you spent less on fast food this year after that New Year’s resolution, or that Galaxus should give you a Diamond Customer status? Maybe not – but now you know, and you can easily regain control of your spending habits.

For its current beta phase, finsights analyzes transactions from your main account – not yet from neon duo, invest or Spaces. Also, mistakes may occur, so please do not rely on the results for critical decisions!

Your data remains yours

Behind finsights, an AI model translates your questions into technical database queries. Our system takes those, retrieves the relevant information and displays it within our app's secure environment. In this way, your data remains yours: It is not shared with anyone; only your questions are. Therefore, please avoid including any sensitive information in your questions.

Join us to further develop finsights!

As AI-powered technologies are in constant evolution and offer a broad variety of use cases, join us to further develop the benefits of finsights! You can start by giving a thumbs up or down for each response to assist us in improving this feature. And for further updates, sharing examples and discussions on finsights, you’re welcome to join us on our Discord channel.

Frequently asked questions about finsights

We are launching finsights as a Beta version until the end of this year, for 2 reasons:

Reason 1: This is just the beginning of finsights, and like many AI-powered applications, insights might be inaccurate and still need some iterations to be improved as a feature. Therefore, please do not take important decisions based on finsights’ answers.

Reason 2: It’s an evolving feature as there’s so much more to explore. We started with some basic questions to explore an alternative type of search & analytics. The technology and natural access to answers should allow everyone to get creative and find new use cases. With every step of discovery, we aim to add new data, latest AI updates and answer formats to cater for your need and further build an ideally totally new type of functionality.

We use Google's LLM (Large Language Model) in our GCP (Google Cloud Platform) environment to translate your question into SQL (Structured Query Language). This way, we apply our theoretical data structure to your question, turning it into a query without accessing any user data. Our back-end then processes this query like a regular data query (e.g., like when it checks and displays your transaction history in your neon app). The result is then displayed in the front-end so that you can see it in your app, along with helpful details like included transactions and time periods, to help you understand the result. That's all!

During the beta phase, finsights can only answer questions about your main account, not yet questions about Spaces, your joint account or your neon invest portfolio. Also, the outputs from finsights do not include card reservations that have not been processed yet (which usually takes 2 to 3 working days).

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