Investment plan

Investment plan.
Long-term.
Investing.

The first Swiss ETF investment plan with 0% purchase fees makes wealth accumulation easy. Invest automatically in shares and ETFs of your choice. All at low cost.
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Wealth accumulation made easy. For everyone.

This is how long-term wealth accumulation works without headaches: choose up to three shares or ETFs from the neon invest universe for your investment plan and set the monthly amount you want to invest. That's all there is to it. We then take care of the automatic investing. So you save twice: firstly on brain cells, because once you've made a smart decision, you no longer have to worry about it. Secondly, because you achieve your savings goals and stick to them in the long run. Classic neon: win-win.

The investment plan in detail

Save in the long term. With low costs.

Set up your personalised investment plan at no extra cost. Because there are no custody fees and low trading fees, you can save long-term with low monthly costs. And when you buy selected assets, we even pay the trading fees for you. So everything you earn is invested where it should be: in your future. Whether you can save 5 CHF or 5'000 CHF a month – the investment plan is just as worthwhile for small investors as it is for high earners.

Your individual choice. Flexibility included.

With a broad selection of over 240 Swiss and international shares and more than 70 ETFs, you decide which ones best suit your investment plan. You also determine the right time to sell your shares or ETFs in the future, as there is no minimum holding period with the investment plan. And although you are in it for the long run, you still have the flexibility to make short-term changes – you can adjust your investment plan at any time. So you retain full control over your money.

0% purchase fees

With the investment plan, we make your wealth accumulation as simple and favourable as possible, because we don't charge any custody fees or currency exchange costs. But we'll do you one better and take away the very last price hurdle for your financial provision: with our partner offers, you pay no trading fees when you buy selected assets via the investment plan. Note: You pay the trading fee upfront and neon will reimburse you within 3 working days. More infos below.

0% fee etfs header
Invesco FuW x Leonteq Xtrackers by DWS WisdomTree
Invesco


Together with our partner Invesco, we offer you our «0% trading fee ETFs» – the Global Stocks (FTSE) ETF and the Global Stocks ESG Climate Paris Aligned ETF. Only the state stamp duty and the product costs (TER) of the ETF remain. With Invesco, we have found an experienced partner for this unique offering. Invesco is an independent asset manager, one of the largest issuers of investment products such as ETFs or funds worldwide and known for its attractively priced offerings. Our joint ambition to change the market with innovative products makes us a pETFect duo.
Invesco
Global stocks ESG Paris Climate Aligned
ETF
Global Stocks (FTSE)
ETF
FuW x Leonteq


Our partnership with Leonteq brings you an exclusive opportunity to buy the FuW Swiss 50 ETP Index with 0% trading fees – an asset designed to provide diversified and balanced access to the Swiss stock market. As a leading financial technology company that was awarded a «Top Service» award at the Swiss Derivative Awards for the 14th year in a row in 2024, Leonteq brings their expertise as well as their straightforward products to neon invest. Together, we want to change finance by making it easier for everyone to invest, giving you simple, comprehensive, and low-cost opportunities in the world of investing.
FuW x Leonteq
FuW Swiss 50 ETP Index
ETP
Xtrackers by DWS


Our collaboration with DWS and their well-known Xtrackers ETFs marks another significant milestone in making investing accessible for everyone. The partnership complements our 0% purchasing fee offering as part of the investment plan by giving you access to the US market, tech stocks, artificial intelligence, as well as clean energy with four ETFs tracking the S&P 500, the Nasdaq 100, AI and Big Data companies, and SDG 7 clean and affordable energy. In addition, we also offer two crypto trackers since October 2024 that follow the biggest cryptocurrencies Bitcoin and Ethereum. DWS is a global leader in asset management and brings their expertise to the neon invest table by providing diversified access to promising sectors. The partnership with Xtrackers underscores our shared commitment to innovation and accessibility in finance, empowering you as a user with more opportunities to navigate the markets efficiently and cost-effectively. Together, we're redefining the standards of investing.
Xtrackers by DWS
Xtrackers S&P 500
ETF
Xtrackers Nasdaq 100
ETF
Xtrackers AI & Big Data
ETF
Xtrackers Clean Energy
ETF
WisdomTree


Our collaboration with WisdomTree, the largest pure-play ETF provider, is yet another step toward democratising investing. It aligns with our 0% purchasing fee offering in the investment plan, giving you access to three diverse and exciting areas: thematic megatrends, cryptocurrencies, and commodities. With WisdomTree’s Megatrends UCITS ETF you gain access to around 15 themes across the three categories technology, environmental and social demographics with one solution. WisdomTree’s Physical Crypto Market ETP offers access to the expanding cryptocurrency landscape, and with the Enhanced Commodity UCITS ETF you can get your hands on the global commodity markets. As a prominent global asset manager, WisdomTree brings extensive expertise to our platform, allowing us to deliver affordable and powerful tools for building a resilient and forward-looking portfolio. Together with WisdomTree, we’re empowering you to invest with confidence and flexibility.
WisdomTree
Megatrends
ETF
Physical Crypto Market
ETP
Enhanced Commodity
ETF

Frequently asked question about the investment plan

Click on the «Invest» tab in the neon app and scroll down a little until you see the investment plan. Click on «Start saving». Then select a share or ETF and the monthly amount you want to invest. Click on «Confirm» and the investment plan is set up.

You can select up to three shares or ETFs for your investment plan – you have to go through the process described above individually for each investment. It's just as easy if you want to cancel the investment plan: in the investment plan overview, click on the investment you want to change and then on «Delete». You can do this at any time, except on the day you select for execution, when we will automatically invest in the stocks or ETFs you have selected.

You can set up the investment plan at no extra cost. And we don't charge any custody fees for your portfolio anyway. The only thing you pay are the trading fees: For Swiss shares and all ETFs, this is 0.5% of the buy or sell price per transaction, for international shares this fee is 1% (there are no additional fees for currency exchange). There's another bonus for you here, too: Thanks to our partners, you pay no trading fees when you buy selected investments. Read more about the selected investments and our partnerships with Invesco, Leonteq and Xtrackers.

You can select up to three shares or ETFs from the neon invest universe for your investment plan. You have a broad selection of over 240 Swiss and international shares and more than 70 ETFs.

You have three dates to choose from: your orders will either be executed on the 3rd, 15th or 28th day of the month. If one of these days falls on a public holiday or the weekend, the purchase of your shares or ETFs will be postponed to the previous or, in exceptional cases, to the next business day. Please note: if you change the execution date of one asset in your investment plan, the other assets will automatically be adjusted to the same date.

We always buy whole shares or ETFs. Therefore, we want to make sure that the amount you choose is enough to cover at least the purchase of one share or ETF per month. As prices will fluctuate until execution, we add 10% as a reserve to the unit price of the share or ETF.

FAQ INVESTMENT PLAN

Disclaimer

This publication is an offer pursuant to Art. 3 lit. g FIDLEG, but does not constitute a recommendation to purchase. The factsheets of the two ETFs are linked above and are available in the neon app. Investing involves risks, so seek advice from independent experts.
To the full neon invest disclaimer

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